Dear Homeowner,

You could be eligible for a 1022 tax-exempt like-kind property exchange, with an increased value of up to $85,000. Ask yourself these few questions. If you answer yes to most or all, you may be eligible!

Have you lived in your home for two of the last five years?

Is your annual salary $82,000 or less? Do not include retirement investments, such as a 401k or IRA. If you have other investments, you may include 1/10th of their total net worth or an average of their last three years capital gains.

Do you live alone with up to three pets? Please discount fish and birds.

Have you been meaning to renovate the downstairs and finish the basement for the last three years? If you have bought some of the tools but not used them yet, answer yes twice.

Do the strange sounds in your home make you uncomfortable, nervous, or scared?

Are you opposed to having your soul nibbled at by lost spirits, wayward souls, and untethered phantasms?

If you answered yes four or more times, consider applying for a 1022 exchange. Contact your local banker today!

sincerely,

The Ghost Who Lives in Your House